PPP Loan Forgiveness

Loan Forgiveness Applications

PPP loans for $50,000 or less now have a streamlined loan forgiveness application: 

The two-page forgiveness application, Form 3508S, includes certifications from the borrower but does not require calculations to be submitted with the application. Applicants must submit documentation verifying forgivable payroll and non-payroll expenses. Borrowers are required to retain the documentation supporting their certifications for six years, but no submission is needed.

Loan Forgiveness Application and Instructions for Form 3508S


If your loan does not qualify for the Streamline process and your loan is over $50,000:

PLEASE NOTE: There are two versions of the forgiveness application. A new “EZ” version and then a revised version of the previous application. Borrowers that meet ONE of the following criteria should use the EZ Application:
  • Are self-employed and have no employees; OR
  • Did not reduce the salaries or wages of their employees by more than 25%, and did not reduce the number or hours of their employees; OR
  • Experienced reductions in business activity as a result of health directives related to COVID-19, and did not reduce the salaries or wages of their employees by more than 25%.

Select the Loan Forgiveness Application Form EZ for loans over $50,000:

All other PPP loans that do not qualify for the EZ form and are $50,000 or above select the Loan Forgiveness Application: 

Applications and instructions for completing them can be found here at

Click here for FAQs on PPP Loan Forgiveness from the SBA and Treasury