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Savings & Investment Accounts

Savings & Investment Accounts

Start building your financial future with Charter Bank savings and investment accounts. We offer flexible options that will help your money earn interest over time. Learn more about each of our savings and investment accounts below, and then visit any Charter Bank office to open your account and start saving today!

piggy bank with growth

Junior Charter Savings

Help teach the value of saving early with an account designed for younger savers.
Features:

  • Low opening deposit
  • Earn interest on balances
  • Encourages strong financial habits

Charter Savings

A basic savings account built for everyday saving. 

Features:

  • Low opening deposit
  • Earn interest on balances
  • Easy access to your funds

Money Market

Earn higher returns with tiered interest rates.

Features:

  • Higher interest rates than a standard savings account
  • Earn higher rates with higher balances
  • Easy access to your funds

Capital Account

Maximize your savings with a premium, high balance account.

Features:

  • Earn higher rates with higher balances
  • Designed for long-term savings goals
  • Monthly interest earnings

Account Features Comparison

Jr. Charter SavingsCharter SavingsMoney MarketCapital Account
Minimum to Open$50$250$2,500$25,000
Minimum Daily Balance$50$250$2,500$25,000
Requirements & Fees$5 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $3 for each additional. Ages 0-16. Free gift for making a deposit the month of your birthday.$5 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $3 for each additional.$10 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $10 for each additional.$20 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $10 for each additional.
Interest EarnedYesYesYes (tiered)Yes (tiered)
StatementsFree e-Statements or Paper Statements.
Free e-Statements. $3 Paper Statements.
Free e-Statements. $3 Paper Statements.
Free e-Statements. $3 Paper Statements.
 

Visit any Charter Bank office today to open your savings or investment account!

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