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Savings & Investment Accounts

Start Saving Better Today!

Saving money is a skill that will serve you well throughout your life. That’s why we like to make it easy for you to save at Charter Bank regardless of your experience. Our savings accounts provide easy access, and all earn interest to help grow your balance over time.

Learn more about each of our savings and investment accounts below, and then visit any Charter Bank office to open your account and start saving today!

Jr. Charter Savings

Teaching your child to save is an important life lesson. Jr. Charter Savings is designed specifically for kids. Account holders receive a FREE gift for making a deposit during their birth month AND a bonus gift for making a deposit during the months of January and July.

Charter Savings

Charter Savings is a great account for those in school or getting their start in the adult world. With a low $100 minimum deposit to open and interest paid quarterly, Charter Savings can be the foundation of any savings plan

Money Market.

With higher rates than standard savings options, Money Market accounts grow your money faster over time based on your balance. Interest is paid monthly, with higher rate levels attained at $10,000 and $25,000 account balances.

Capital Account

Our highest-earning savings account, the Capital Account is for savers with well-established savings balances. Interest is paid monthly, and higher rate levels are reached with account balances at $50,000 and $100,000.

 

Account Features Comparison

 Jr. Charter SavingsCharter SavingsMoney MarketCapital Account
BENEFITS
  • Available to kids up to age 16
  • Interest paid quarterly
  • Quarterly statement or E-Statement
  • Online Banking access with a Charter Checking Account
  • Quarterly statement or E-Statement (with Online Banking)
  • Online Banking access
  • Quarterly statement or E-Statement
  • Online Banking Access
  • Quarterly statement or E-Statement
MINIMUM TO OPEN

$50 minimum to open

$100 minimum to open

$1,000 minimum to open

$1,000 minimum to open

SERVICE FEES
  • 6 FREE withdrawals or debits per month, $3 each additional
  • $3 monthly maintenance fee if $50 minimum daily balance is not met
  • 6 FREE withdrawals or debits per month, $3 each additional
  • $3 monthly maintenance fee if $200 minimum daily balance is not met
  • 6 FREE withdrawals or debits per month, $8 each additional
  • $10 monthly maintenance fee if $1,000 minimum daily balance is not met
  • 6 FREE withdrawals or debits per month, $8 each additional
  • $20 monthly maintenance fee if $25,000 minimum daily balance is not met

Visit any Charter Bank office today to open your savings or investment account!