Savings & Investment Accounts

Start Saving Better Today!

Saving money is a skill that will serve you well throughout your life. That’s why we like to make it easy for you to save at Charter Bank regardless of your experience. Our savings accounts provide easy access, and all earn interest to help grow your balance over time.

Learn more about each of our savings and investment accounts below, and then visit any Charter Bank office to open your account and start saving today!

Junior Charter Savings

Teaching your child to save is an important life lesson and the Junior Charter Savings Account is designed specifically for kids. Account holders receive a FREE gift for making a deposit during their birth month.

Charter Savings

Charter Savings is a great account for those in school or getting their start in the adult world. With a $250 minimum deposit to open and interest paid quarterly, Charter Savings can be the foundation of any savings plan.

Money Market

With higher rates than standard savings options, Money Market accounts grow your money faster over time based on your balance. Interest is paid monthly, with higher rate levels attained at $10,000, $25,000 and $50,000 account balances.

Capital Account

Our highest-earning savings account, the Capital Account is for savers with well-established savings balances. Interest is paid monthly, and higher rate levels are reached with account balances at $50,000, $100,000 and $250,000.

Account Features Comparison

	Jr. Charter Savings	Charter Savings	Money Market	Capital Account
Minimum to Open	$50	$250	$2,500	$25,000
Minimum Daily Balance	$50	$250	$2,500	$25,000
Requirements & Fees	$5 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $3 for each additional. Ages 0-16. Free gift for making a deposit the month of your birthday.	$5 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $3 for each additional.	$10 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $10 for each additional.	$20 monthly service charge if minimum daily balance is not met. 6 free withdrawals or debits per month, $10 for each additional.
Interest Earned	Yes	Yes	Yes (tiered)	Yes (tiered)
Statements	Free e-Statements or Paper Statements.	Free e-Statements. $3 Paper Statements.	Free e-Statements. $3 Paper Statements.	Free e-Statements. $3 Paper Statements.

Visit any Charter Bank office today to open your savings or investment account!