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Checking Accounts

Find the Account that Best Fits Your Needs

Whatever you financial goals are, you’ll need a checking account that fits your needs to achieve them. We offer a variety of checking accounts with different features and benefits to meet your individual needs.

Take a look at each of our checking options below, and then visit any of our offices to open your checking account today!

 

Charter Checking

Our most basic checking account, Charter Checking is great for a teenager’s or student’s first checking account; the maintenance fee is waived until age 19. 

Image Checking

Image Checking helps you keep a closer eye on your account with a copy of check images on your monthly statement or E-Statement. 

Interest Checking

Want to earn a higher return for your checking account deposits? Interest checking earns interest that is paid monthly, with higher rate levels available at $10,000 and $25,000.

Complete Checking

 This premium account blends the benefits of both interest checking and money market accounts. Interest earn is paid monthly, with higher interest available for balances at $25,000 and higher.

 

Account Features Comparison

 Charter CheckingImage CheckingInterest CheckingComplete Checking
BENEFITS
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements with check images
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements with check images
MINIMUM TO OPEN

$100 minimum to open
No minimum daily balance

$100 minimum to open

$100 minimum to open

$100 minimum to open

SERVICE FEES
  • $5 Monthly Maintenance fee if $250 average daily minimum balance is not met  (waived up to age 19)
  • $1 monthly debit card fee
  • $6 Monthly Maintenance fee if $500 minimum balance or $2,500 average daily minimum balance is not met
  • No monthly debit card fee
  • $8 Monthly Maintenance fee if $1,000 minimum balance or $5,000 average daily minimum balance is not met
  • No monthly debit card fee
  • $20 Monthly Maintenance fee if $10,000 minimum balance is not met
  • No monthly debit card fee

Visit any Charter Bank office today to open your checking account!