Find the Account that Best Fits Your Needs
Whatever you financial goals are, you’ll need a checking account that fits your needs to achieve them. We offer a variety of checking accounts with different features and benefits to meet your individual needs.
Take a look at each of our checking options below, and then visit any of our offices to open your checking account today!
Charter Checking
Preferred Checking
Complete Checking
55+ Checking
Account Features Comparison
| Charter Checking | Preferred Checking | Complete Checking | 55+ Checking | |
|---|---|---|---|---|
| Minimum to Open | $100 | $100 | $100 | $100 |
| Minimum Daily Balance | $0 | $1,000 | $2,500 | $1,000 |
| Requirements & Fees | $5 monthly service charge waived if 12 POS - debit card transactions totaling $300 per statement cycle or monthly deposit(s) totaling $1,000 or more. | $10 monthly service charge if minimum daily balance or $2,500 average daily balance is not met. | $15 monthly service charge if minimum daily balance or $10,000 average daily balance is not met. | $10 monthly service charge if minimum daily balance or $2,500 average daily balance is not met. |
| Interest Earned | None | None | Yes (tiered) | None |
| Statements | Free e-Statements. $3 Paper Statements. | Free e-Statements. $3 Paper Statements. | Free e-Statements or Paper Statements. | Free e-Statements or Paper Statements. |
| Additional Perks | Service charge is waived for ages 24 and under. | ATM Fees are refunded up to $5 per statement cycle. Money Market rate increase available. (See rate sheet for details) | ATM Fees are refunded up to $5 per statement cycle. Money Market and Capital Account rate increase available. (See rate sheet for details) | ATM Fees are refunded up to $5 per statement cycle. Free money orders, cashier checks, 1 small Safety Deposit Box, and 1 box of standard checks per year. |
Visit any Charter Bank office today to open your checking account!