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Checking Accounts

Find the Account that Best Fits Your Needs

Whatever you financial goals are, you’ll need a checking account that fits your needs to achieve them. We offer a variety of checking accounts with different features and benefits to meet your individual needs.

Take a look at each of our checking options below, and then visit any of our offices to open your checking account today!

**TESTIMONIAL-VIDEO**
 

Charter Checking

Our most basic checking account, Charter Checking is great for a teenager’s or student’s first checking account; the maintenance fee is waived until age 19. 

Image Checking

Image Checking helps you keep a closer eye on your account with a copy of check images on your monthly statement or E-Statement. 

Interest Checking

Want to earn a higher return for your checking account deposits? Interest checking earns interest that is paid monthly, with higher rate levels available at $10,000 and $25,000.

Complete Checking

 This premium account blends the benefits of both interest checking and money market accounts. Interest earn is paid monthly, with higher interest available for balances at $25,000 and higher.

 

Account Features Comparison

 Charter CheckingImage CheckingInterest CheckingComplete Checking
BENEFITS
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements with check images
  • Access to Online Banking, Charter Bill Payer and our Mobile App
  • No ATM surcharges at MoneyPass ATMs
  • Monthly Statements or E-Statements with check images
MINIMUM TO OPEN

$100 minimum to open
No minimum daily balance

$100 minimum to open

$100 minimum to open

$100 minimum to open

SERVICE FEES
  • $5 Monthly Maintenance fee if $250 average daily minimum balance is not met  (waived up to age 19)
  • $1 monthly debit card fee
  • $6 Monthly Maintenance fee if $500 minimum balance or $2,500 average daily minimum balance is not met
  • No monthly debit card fee
  • $8 Monthly Maintenance fee if $1,000 minimum balance or $5,000 average daily minimum balance is not met
  • No monthly debit card fee
  • $20 Monthly Maintenance fee if $10,000 minimum balance is not met
  • No monthly debit card fee

Visit any Charter Bank office today to open your checking account!