Certificates of Deposits (CDs) & Individual Retirement Accounts (IRAs)

Prepare Now for Life Down the Road

Planning for the future is important.  Whether you are planning for shorter term goals (CDs) or long term retirement (IRAs), we have the right product for you.

Our CD and IRA CD accounts allow you to diversify your saving. With numerous terms and account options available, you will find a customized saving solution to help you chart a path to future financial success.

Benefits of CDs

Why would you consider a CD? First, they are a secure investment. CDs receive FDIC protection up to the legal limit, so you’re guaranteed to get a return on your investment without the worry of any volatility of the marketplace. Other benefits of our CD and IRA CDs include:

  • Competitive rates with a full range of maturities and investment levels
  • Interest is paid quarterly according to the terms of your CD
  • Terms of CDs range from 6 months to 5 years
  • IRA and Roth IRA CD terms range from 12 months to 5 years
  • You are rewarded for higher balances with higher interest rates;
    • CDs: earn higher rates starting at $10,000
    • IRA and Roth IRA CDs: earn higher rates starting at $1,000
  • 10-Day renewal notice
  • $1,000 minimum deposit required to open

Have questions? Ready to open your CD account? Either way, call or visit any Charter Bank office today for assistance!


Estimate the Value of Your CD or IRA