Consumer & Auto Loans

Finance Your Next Vehicle, a Trip or Whatever You Need

Big moments in life usually require a little financial assistance. Wouldn’t it be nice to work with someone local who works in your best interest?

When you need financing for a new vehicle or other personal needs you get our best. Our consumer lending team works with you to find the best solution at a competitive rate. Quick, local decision making is a key part of our process, and we even offer rate discounts when you set up auto-pay for your auto loan or consumer loan from your Charter Bank checking account.

What can a Consumer Loan be used for?

The main benefit of a consumer loan is that it can be used to finance just about anything. The most common uses for consumer loans include:

  • Boats
  • Recreational vehicles
  • A dream vacation
  • Major purchases (washer and dryer, refrigerator, etc.)
  • A wedding
  • Unexpected medical costs

Two Ways to Apply for a Consumer Loan


Our Secure Online Loan Application (must be completed in its entirety as partial applications cannot be saved; online Applications are currently only accepted from the following counties in Iowa: Polk, Dallas, Madison, Warren, Story, Boone, Marshall, Guthrie, Adair).


If you prefer, you can download an interactive PDF of our application to fill out.