Enroll Forgot Password Demo

Construction Loans

Build the Home You’ve Been Dreaming Of!

You’ve had your dream home planned in your head for years, and now it’s finally time to make it a reality. Part of this process is getting financing in place to be able to pay builders and ensure timely construction.

Our experienced construction lenders work with you to establish how much financing you will need. We also work directly with your builder for fluid communication of plans and costs, approving all loan advance requests along the way.

  • Our construction loans are set up as a line-of-credit to be drawn on during building
  • Loans come with a variable rate that is indexed to the National Prime Rate
  • A decision on your loan approval is made quickly by local representatives

Two Ways to Apply for a Construction Loan


Our Secure Online Loan Application (must be completed in its entirety as partial applications cannot be saved; online Applications are currently only accepted from the following counties in Iowa: Polk, Dallas, Madison, Warren, Story, Boone, Marshall, Guthrie, Adair).



If you prefer, you can download an interactive PDF of our application to fill out.