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Business Savings & Investment Accounts

Prepare for Future Business Expenses

Being prepared for future or unexpected business costs can be beneficial. Having savings in place can reduce or eliminate the need to borrow money if something comes up. Plus, it provides peace of mind. We help by providing a number of savings options for business owners who want to stay prepared.

Charter Business Money Market Account

Earn great rates on your savings balances with our Money Market Account! Interest is paid monthly and is accrued on balance tiers that increase at $10,000 and $25,000.

Charter Capital Account

Designed for businesses with more cash to devote to savings, Charter Capital earns higher interest rates the higher your balance is. Tiered interest levels start at $50,000 and $100,000.

Certificates of Deposit

Don’t want to risk a huge investment and want a guaranteed return? A business CD account is ideal for your business! With terms ranging from 6 months to 5 years, you can allocate money to grow while receiving the maximum FDIC protection.

Account Features Comparison

 Charter Business Money Market AccountCharter Capital AccountCertificates of Deposit
BENEFITS
  • Monthly check images or E-Statements
  • Business Online Banking is available
  • 6 FREE debits or checks per month, $8 each additional
  • First 25 deposited items are FREE, then $0.25 each additional item
  • Monthly check images or E-Statements
  • Business Online Banking is available
  • 6 FREE debits or checks per month, $8 each additional
  • First 25 deposited items are FREE, then $0.25 each additional item
  • 10-day renewal notice
  • Business Online Banking is available
  • Interest paid quarterly according to CD terms
  • Higher rate level at $10,000
MINIMUM TO OPEN

$1,000 minimum deposit to open account

$1,000 minimum deposit to open account

$1,000 minimum deposit to open account

SERVICE FEES
  • $10.00 monthly maintenance fee if minimum daily balance of $1,000 is not met
  • $20.00 monthly maintenance fee if minimum daily balance of $25,000 is not met
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Call or visit a Charter Bank office to discuss with a business banking associate which business savings option is right for you!