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Rates

Rates and APYs for CDs, Checking and Savings Accounts

20th Anniversary 20 month CD Special – 2.50% APY^

^Annual Percentage Yield as of 5/22/2018 and subject to change.  Minimum $10,000 deposit, not valid on IRAs, early withdrawal penalties may apply.  CD will automatically renew for 18 months after the initial maturity date if not redeemed within the 10 day grace period.

You will earn a good rate for your deposit relationship with us. That’s why we are proud to offer competitive interest rates and Annual Percentage Yields (APYs) on all of our certificates of deposit, checking and savings accounts.

All rates are subject to change without notice. Check back regularly for the most updated rates.

Certificate of Deposit ($1,000-9,999)***

TermMinimum Opening DepositRate*APY**
6 months$1,0000.25%0.25%
12 months$1,0001.15%1.15%
18 months$1,0001.24%1.25%
24 months$1,0001.34%1.35%
30 months$1,0001.44%1.45%
36 months$1,0001.54%1.55%
48 months$1,0001.64%1.65%
60 months$1,0001.74%1.75%

Certificate of Deposit ($10,000-250,000) and IRAs ($1,000-250,000) ***

6 months$10,0000.50%0.50%
12 months$10,0001.39%1.40%
18 months$10,0001.49%1.50%
24 months$10,0001.59%1.60%
30 months$10,0001.69%1.70%
36 months$10,0001.79%1.80%
48 months$10,0001.89%1.90%
60 months$10,0001.99%2.00%

Charter Interest Checking****

Balance < $10,000$1000.05%0.05%
Balance $10,000-24,999$1000.10%0.10%
Balance $25,000 and over$1000.15%0.15%

Charter Complete Checking****

Balance < $25,000$1000.25%0.25%
Balance $25,000 and over$1000.30%0.30%

Charter Money Market*****

Balance < $10,000$1,0000.25%0.25%
Balance $10,000- 24,999$1,0000.30%0.30%
Balance $25,000- 49,999$1,0000.35%0.35%
Balance $50,000 and over$1,0000.40%0.40%

Charter Capital Account*****

Balance < $50,000$1,0000.40%0.40%
Balance $50,000-99,999$1,0000.45%0.45%
Balance $100,000- 249,999$1,0000.50%0.50%
Balance $250,000 and over$1,0000.60%0.60%

Charter Savings******

Balance$1000.10%0.10%

Junior Charter Savings ******

Balance$500.10%0.10%

 

*RATE = Interest Rate     **APY = Annual Percentage Yield
*** Penalties may be imposed for early withdrawal.  Interest compounds quarterly.  Call for quote on CD's larger than $250,000.
**** These are variable rate accounts.  The rate and APY may change after the account is opened.  Fees could reduce earnings.
***** These are variable rate accounts.  The rate and APY may change after the account is opened.  Fees could reduce earnings.  
        These accounts are limited to 6 free withdrawals per month, a fee will be imposed for each additional withdrawal.
****** This is a variable rate account.  The rate and APY may change after the account is opened.  Fees could reduce earnings.
EFFECTIVE MAY 22, 2018.  ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.