CheckImage Financial Record-Keeping System *Your canceled checks are imaged and arranged in numeric order on 8.5 x 11 inch paper for a convenient legal reference CharterGuard Overdraft Protection *Guard your checking account against accidental overdrafts *Funds will transfer from your savings or money market account, or from your CharterGuard line-of -credit (available to qualified applicants) to avoid overdraft fees CharterAdvance *Team your business account and your line of credit to provide a powerful cash and credit management tool *Eliminate the need to call your loan officer to take advances *Reduce the amount of borrowed funds sitting in your checking account *To take an advance, just write the checks and CharterAdvance will automatically advance the funds in $1000 increments from your line-of-credit *Saves you valuable time *Lowers your interest costs Merchant Credit Card Processing *State-of-the-art merchant processing programs *For both new and established merchants Safe Deposit Boxes *A variety of safe deposit box sizes are available - to Charter Bank customers only - at competitive rates Additional Services 24-Hour Night Depository ACH Deposit/Payment Services Bank-By-Mail Bond and Security Safekeeping Cashier's Checks Coin Count Coupon Collection Drive-up ATM & Teller Lanes Federal Tax Deposit Gift Cards Locking & Zipper Bags Money Orders Notary Public Service Signature Guarantee Service US Savings Bonds Wire Transfers |