CheckImage Financial Record-Keeping System 

*Save storage space with easy-to-file CheckImage statements in a Charter Bank 3-ring binder 

*Your canceled checks are imaged and arranged in numeric order on 8.5 x 11 inch paper for a convenient legal reference 

 

CharterGuard Overdraft Protection 

*Guard your checking account against accidental overdrafts 

*Funds will transfer from your savings or money market account, or from your CharterGuard line-of -credit (available to qualified applicants) to avoid overdraft fees 

 

CharterAdvance 

*Team your business account and your line of credit to provide a powerful cash and credit management tool 

*Eliminate the need to call your loan officer to take advances 

*Reduce the amount of borrowed funds sitting in your checking account 

*To take an advance, just write the checks and CharterAdvance will automatically advance the funds in $1000 increments from your line-of-credit 

*Saves you valuable time 

*Lowers your interest costs 

 

Merchant Credit Card Processing 

*State-of-the-art merchant processing programs  

*For both new and established merchants 

 

Safe Deposit Boxes 

*A variety of safe deposit box sizes are available - to Charter Bank customers only - at competitive rates 

*You will appreciate the latest safety technology for your valuables 

 

Additional Services 

24-Hour Night Depository 

ACH Deposit/Payment Services 

Bank-By-Mail 

Bond and Security Safekeeping 

Cashier's Checks 

Coin Count 

Coupon Collection 

Drive-up ATM & Teller Lanes 

Federal Tax Deposit 

Locking & Zipper Bags 

Money Orders 

Notary Public Service 

Signature Guarantee Service 

Traveler's Checks 

US Savings Bonds 

Wire Transfers